At Wallfort PMS, we adhere to the ‘Four P Investment Approach’, where each ‘P’ represents a critical factor that we meticulously evaluate before making investment decisions
Vijay Bharadia, Founder & Principal Officer
Given such fertile conditions, the demand for PMS companies is at an all-time high currently in India. Among the multitude of companies that are currently operating in the PMS space, one company that stands as an epitome of success is Wallfort PMS. Having worked in the investment field for close to two decades, Vijay Bharadia, Founder & Principal Officer observed that there existed a critical gap in the industry, wherein, despite making large ticket investments, the investors lacked the option to avail personalized services. At the same time, he also witnessed the PMS boom that happened in early 2000’s in the US. Quickly recognizing the potential that PMS had in the coming days and to bridge the existing industry gap, he incepted Wallfort PMS in Mumbai back in 2018 with a vision to become one of the country's premier portfolio manager for small and mid-cap equity investments.
Unique Investment Strategy
Leveraging his vast domain expertise, Vijay has developed his very own unique way of investing, wherein, he first carefully analyzes the sectors that are poised for significant growth in the next few years based on the current government's interests & plans. He then identifies the top performing stocks in those sectors, and once those stocks become available at a reasonable valuation, he purchases them and holds onto them for the next 3-5 years. This unique investment approach has enabled him to stand true to his company's motto 'Empowering Investors, Shaping Futures' by providing outsized returns.
“We don't invest for buybacks, bonus or anything which is short term. At present, most of the people’s mindset is to invest to trade, make some quick money and spend it. However, the longer you stay invested in the market, the better are your chances of making extraordinary money. Thus, I always urge my clients to have a long-term vision of creating generational wealth that can be passed onto the next generation, lest they'll never gain outsized returns. We choose our clients the way we choose our stocks, because I believe it is very critical to ensure that both us as a company and our clients to be in sync and have the same approach towards wealth creation. Rather than investing in companies that are doing well presently, we invest in companies from sectors that are going through a downturn, but are bound to do very well in the future”, adds Vijay.
Also to note, as of July 24, 2024, the average return of 362 Portfolio Management Services (PMS) within the PMS Bazaar universe that have completed one year was 42.03 percent. This performance significantly outpaced the Nifty 50 TRI, which delivered 27.84 percent, and the BSE 500 TRI, which returned 38.94 percent over the same period. Notably, three PMS investment strategies managed to double investors' wealth, achieving returns exceeding 100percent during the year leading up to July 2024. Showcasing its competency in the field, Wallfort PMS ranked second among the 362 PMSes that were analyzed.
Thorough Market Research Prior Investment - The USP
Always prioritizing customer satisfaction, the fund managers team of Wallfort PMS personally talks to each of the clients, understands their financial objectives & risk appetite, and accordingly devices a personalized investment portfolio for them. Portfolio diversification and excellent stock identification stand as the core strengths of the Wallfort PMS team. For instance, if a person has a high risk appetite and money available for the next 5-10 years, the Wallfort PMS builds three different portfolio comprising of eight slightly high risk stocks, ten medium risk stocks and twelve stocks low risk stocks rather than having a single portfolio comprising 30 or 40 stocks where the valuation movement has very little impact on the investment amount.
Furthermore, rather than promising to provide the best returns, Wallfort PMS fund managers team assures their clients about the security of their investments. Additionally, the company's team of 4 highly qualified and experienced fund managers visit the facility of the company they are planning to invest in, meet their management team, understand their vision for the next 3-5 years, and only if they are convinced about the firm achieving goals, will Wallfort PMS proceed with making investments in that particular company.
At Wallfort PMS, we adhere to the ‘Four P Investment Approach’, where each ‘P’ represents a critical factor that we meticulously evaluate before making investment decisionsVijay Bharadia, Founder & Principal Officer
“At Wallfort PMS, we adhere to the ‘Four P Investment Approach’ (Promoter Integrity, Product Moat, Profitability Metrics, and Price Consideration), which is a disciplined methodology designed to identify high-quality investment opportunities and deliver superior long-term returns. Each ‘P’ represents a critical factor that we meticulously evaluate before making investment decisions. Through this unique approach, we are able to identify resilient businesses with strong growth prospects, led by trustworthy management teams, and are available at attractive valuations. This disciplined approach guides our investment decisions, allowing us to deliver sustainable returns for our clients over the long term”, Vijay further explains.
Future Prospects
Owing to such industry benchmark practices and the overall team's profound subject matter expertise, Wallfort PMS currently manages 120 accounts with an AUM of around Rs. 300-325 crore, of which only 40 percent is the investments made and the remaining 60 percent comprises of the returns that the firm has been able to achieve so far. Furthermore, expressing his thoughts on the future of portfolio management in India, Vijay concludes, “If you look at the recent trends, the returns on equity investments have outsized equity mutual fund by almost 2x, encouraging people to slowly transition towards equities. Also, today's younger generation having an increased risk appetite and demanding personalized service is further adding fuel to the market growth. Thus, there is no doubt that the future looks extremely bright for the PMS industry in India in the days to come”.
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