Today, seamless payments and efficient merchant services have become fundamental to driving growth and customer satisfaction. As digital transformation accelerates, businesses are expected to offer versatile payment options to cater to diverse customer preferences, including credit cards, digital wallets, and buy-now-pay-later solutions. This flexibility not only enhances the customer experience but also fosters trust, boosting brand loyalty. A streamlined payment process can be the difference between a completed transaction and an abandoned cart, directly impacting a business's revenue and reputation.